BECOMING A MEMBER OF RAM IS ONE OF THE BEST DECISIONS YOU CAN MAKE FOR YOUR BUSINESS.  
By joining you gain access to exclusive, money saving discounts on services and programs, legislative updates and advocacy as well as valuable educational opportunities. We aim to help you grow and protect your business, promote the retail industry and save your business money.

Advocacy

As the active voice of the retailing community, RAM represents members and their interests before all branches of state government in an effort to protect, preserve and promote the thriving retail sector of the Massachusetts economy. RAM's staff of registered lobbyists remains keenly engaged in the debate and discussion on both the legislative and regulatory fronts with regard to all issues that impact the retail community. RAM breaks down the issues so you can clearly see the potential impact they could have on your business.

State House Update: The Fall Agenda

 

Retail Association Multiple Employer 401k Retirement Plan Benefit


Providing a retirement plan for your employees is not without its challenges. Access to the expertise and experience you need may seem beyond the financial reach of your business. In fact, that's just one reason why 86% of employers with less than 100 employees don't offer retirement plans to their workforce. And if you do have a plan, you know how expensive and time consuming it is.

RAM now has an option for members who currently have a 401k plan as well an option for members who want to create a 401k.

Click here to learn about both options.

Changes Coming: Internet Sales Tax, $15, Paid Leave, Sunday Pay Repeal - Why We Took The Deal

This week, after 20 years of RAM work on sales tax fairness, the US Supreme Court ruled in favor of the future of our Main Streets by overturning the 1992 Quill decision on remote seller tax collection and remittance.  The South Dakota v Wayfair decision is important and welcomed as it will seek to end unequal application of state government imposed sales taxes.  Here in Massachusetts, we have always had the “New Hampshire problem,” but we also have a very tech savvy consumer, all too likely to send their vital discretionary dollars out of our local economy, to tax free sellers easily found right on their smart phones.  Thus for many years, local stores have had two strikes against them as tax free competitors have proliferated. 

Although the NH problem won’t be fixed, this decision certainly contains the competitive damage of tax free internet sellers.  RAM will be working closely with the Department of Revenue and our Beacon Hill leaders in the days to come to make sure as much as possible is done to create a fair marketplace and a level taxation playing field for sellers of all types.     

While the Wayfair case is a clear win for our membership, cost mitigation is a better description of the so-called “Grand Bargain” which is now on the Governor’s desk.  Presumably it will be signed into law before the July 3 signature submission deadline for ballot initiative sponsors—including RAM’s own sales reduction tax measure. 

Click here to continue reading blog.

 

 2018 Marks RAM's 100 Year Anniversary

Want to learn more about RAM?  Who we arewhat we offer and why you should join.

Hear from our members on the value of RAM.

Mark your calendar for our celebratory reception.

As we reflect on our past and begin to embark on our next century of serving the retail industry, we want to learn the histories of the businesses we represent. Some of our members have been in business as long as we have, and we want to know about them.
The cover of the January/February edition of the Retail Review featured the Union Oyster House—the oldest restaurant in Boston founded in 1826. The March/ April issue featured  Rocky's Hardware store in Springfield which opened in 1926 and the May/June issue highlights, M. Steinert & Sons in Boston which opened in 1896.
Help us celebrate industry success stories like these by clicking here and sharing with us your piece of Massachusetts retail history.
 
Check back for updates.

State DUA Announces Changes to EMAC Supplement -- EMAC to only Apply to Employees 18 & Older!

State to issue credits in 2nd Quarter for taxes paid on minors in 1st Quarter

The MA Department of Unemployment Assistance (DUA), the agency responsible for administering the EMAC Supplement tax, recently issued emergency regulations to change and clarify the tax treatment of minor-aged employees. The quarterly EMAC Supplement took effect on January 1, and employers saw notices and bills at the end of this past first quarter.

Click here to continue reading update.

Free e-Training for Members

NEW DATES & LOCATIONS ANNOUNCED.

RAM is pleased to offer social media and e-commerce training to retailers throughout the state of Massachusetts. The training is free for employers and employees whose organization pays into the state Workforce Development Fund. All for-profit employers with payroll employees in Massachusetts contribute to the Workforce Training Fund. Some nonprofit organizations with payroll employees in Massachusetts contribute to the Workforce Training Fund, but others do not.

Click here to learn more & register.