ABI INSURANCE & FINANCIAL SERVICESRAM recognizes that every retailer has a unique set of business needs, and that's why we offer our members a vast selection of insurance options and financial services through our affiliation with Association Benefits Insurance Agency. Being a RAM Member provides you and your employees the opportunity to meet both your personal and business financial goals through a complete array of financial services and insurance options. Whether it's our group health care plan, or our business continuation planning, each product is designed to provide first class protection at discount prices.
To get a quote, please contact Frank Michaud at ABI at 617-456-7800 x.226 or via email at fmichaud@abiagency.net BUSINESS SERVICES AVAILABLE: Worker's Compensation Business Owners Property and Liability Insurance Commercial Auto Insurance Business Continuation Planning Supplemental Executive Retirement Planning Key Person Insurance RESTAURANT INSURANCE PROGRAM: Up to 40% Credits EPLI 50,000 Loss of income – 18 months vs 12 months Liquor Liability (50%-50% acceptable) Equipment Breakdown Food Borne Illness Garage Keepers Coverage for Valet Services Expanded Coastal Guidelines Also: Premium Size discounts, experience credit, central station alarm credit,franchise credit, sprinkler credit and multiple location credit. EMPLOYEE BENEFITS AVAILABLE: Group Health Insurance Group Life Insurance Group Disability Insurance 401k and Retirement Planning Defined Benefit Plans HEALTH INSURANCE OPTIONS: Partially Self Funded Health Plans with Guaranteed Costs PPO Network No Referrals (No Gate Keeper) Established Nationwide Carriers and Networks Dedicated Health Agents for RAM Members Health Plans Based on Group Experience (H.R.A.'s & H.S.A.'s) Servicing Groups of One or Greater
PERSONAL SERVICES AVAILABLE Disability Income Insurance Life Insurance Long Term Care Insurance Education Funding Strategies Annutities - fixed and variable
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