By joining you gain access to exclusive, money saving discounts on services and programs, legislative updates and advocacy as well as valuable educational opportunities. We aim to help you grow and protect your business, promote the retail industry and save your business money.


As the active voice of the retailing community, RAM represents members and their interests before all branches of state government in an effort to protect, preserve and promote the thriving retail sector of the Massachusetts economy. RAM's staff of registered lobbyists remains keenly engaged in the debate and discussion on both the legislative and regulatory fronts with regard to all issues that impact the retail community. RAM breaks down the issues so you can clearly see the potential impact they could have on your business.

State House Update: The Fall Agenda

Senate Task Force on the Future of Retail

A special Senate task force designed to review and report on efforts to strengthen the local retail sector in the Commonwealth has been visiting communities around the Commonwealth.
These meetings are open to the public and include an opportunity for public comment. RAM urges interested members to attend the event and participate in this important conversation by sharing with the task force competitive issues facing your business. If you have concerns over cost issues created through state mandates then this is your opportunity to speak up! 
Learn more about Senate Retail Task Force.

National Report Shows ORC and Return of Stolen Merchandise on the Rise

report recently released by the National Retail Federation found that organized retail crime (ORC) and return fraud continue to be on the rise across the country. This troubling news for the retail industry and honest consumers came just days after the Massachusetts House of Representatives agreed with the Senate to increase the felony threshold found in a number of the state’s property crimes which are commonly utilized by retailers, law enforcement and prosecutors to curtail such professional criminal behavior. In light of these findings during the holiday shopping season, the Legislature should strongly reconsider finalizing these changes to the felony thresholds.  

Click here to continue reading blog.


Long Time Loss Prevention Board Chairman, Kevin Plante, Steps Down

RAM announced the resignation of its Loss Prevention Committee Board Chairman, Kevin Plante. Pictured above with  Joe LaRocca, RetaiLParnters (left) and Brendan Fitzgerald, BJ's Wholesale (right).

“Kevin Plante’s contributions to RAM and the LP Committee cannot be understated,” said RAM President Jon Hurst, “His experience, expertise and relationships within the industry have proved essential to the ongoing success of our loss prevention efforts.”

The RAM LP Committee extends its thanks to Kevin for his many years of service to the Retail and LP community.

Click here to view full press release.

Retail Association Multiple Employer 401k Retirement Plan Benefit

Providing a retirement plan for your employees is not without its challenges. Access to the expertise and experience you need may seem beyond the financial reach of your business. In fact, that's just one reason why 86% of employers with less than 100 employees don't offer retirement plans to their workforce. And if you do have a plan, you know how expensive and time consuming it is.

RAM now has an option for members who currently have a 401k plan as well an option for members who want to create a 401k.

Click here to learn about both options.


New Employer Health Care Tax Now in Effect

Employers’ liability unknown until April 1st

The MA Department of Unemployment Assistance (DUA) has finalized regulations and FAQ’s on the new employer health care tax to be implemented through an increase in the Employer Medical Assistance Contribution (EMAC), which took effect on January 1. The temporary assessment was adopted last year as part of the state budget. 
The increases are now in effect and are set to expire on December 31, 2019. Employers will see their first EMAC increases and EMAC Supplement costs (if any) in their first quarter unemployment insurance bills (on or about April 1).
Click here for the full update.