BECOMING A MEMBER OF RAM IS ONE OF THE BEST DECISIONS YOU CAN MAKE FOR YOUR BUSINESS.
By joining you gain access to exclusive, money saving discounts on services and programs, legislative updates and advocacy as well as valuable educational opportunities. We aim to help you grow and protect your business, promote the retail industry and save your business money. Click here to JOIN NOW! RAMHIC Offerings for 2023RAMHIC continues to partner with Blue Cross Blue Shield of Massachusetts to offer members access to the carrier's entire portfolio of high quality, small group health insurance plans.
All members purchasing their health insurance coverage through the cooperative will also receive an expanded list of ancillary benefits, FREE of charge.
Click image above to view a BCBS produced informational video on the power of the RAM/BCBS Cooperative.Please see our brochure for more detail on the expanded 2023 benefit package. Specific information regarding each benefit may be found below:
For more information please visit the RAMHIC page of our website.
RAM PREDICTS 1% INCREASE IN HOLIDAY SALESRAM is predicting a 1% increase in local holiday shopping sales based upon a survey of their membership. RAM’s prediction for holiday sales is lower than the national projections of 3-4% by the National Retail Federation (NRF). The annual RAM survey is exclusively based on Massachusetts small businesses, while the NRF figure is national, and includes all types and sizes of sellers.
“We are asking Massachusetts’ holiday shoppers to remember that how they invest their dollars makes a big difference for the local economy,” RAM President Jon Hurst said. “We know consumers today are cautious and budgeting for their holiday spending, but we ask them to commit to investing a good portion of their purchases right here in our communities.”
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As published in Coverage
October 13, 2023 Small businesses take big steps to tackle rising costs
Upcoming WebinarsThere has never been a better time to start a retirement plan! The federal government recognizes citizens have not saved nearly enough to produce a comfortable retirement and have recently rolled out tremendous TAX CREDITS to help employers provide access to retirement savings vehicles, like 401k’s. Please join us on DECEMBER 6th
to learn more about these TAX CREDITS and the advantages of our Multiple Employer 401k Plan.
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