Hundreds of RAM members are saving on their health insurance premiums and taking advantage of additional money saving benefits by enrolling in coverage through the RAM Health Insurance Cooperative (RAMHIC). RAMHIC offers a variety of plan options from Fallon Health and Blue Cross Blue Shield of MA (BCBSMA). All plans offered come with a 3% upfront premium discount and cooperative membership provides members with access to additional cost saving options not available in the open market.

 "We encourage our employees to participate in the Healthy Actions program because we feel that it helps them make more healthy choices as well as ensures that they visit their doctor once a year for an annual physical. They like receiving the Visa rewards cards and we like receiving the refund on our health insurance premiums. As an added incentive for our employees when Rose's Automotive receives the refund we always give a portion back to the employees. So not only are they being rewarded by the Health Actions Program but also Roses Automotive."

~Claudia Rose, Rose's Automotive, Sherborn

"RAMHIC Blue Cross Blue Shield provides PTS with an excellent program for providing great health coverage with the added bonus of the free Hospital Care to help offset deductibles. Our employees are very satisfied with the coverage plus the opportunity to participate Healthy Actions Program and receive the reward of $300. The plan has been very beneficial for our small business providing our team with broad, quality coverage with affordable costs and incentives to utilize all aspects of the program. With our 100% employee satisfaction PTS has saved considerably and has received the 7.5% reimbursement on our annual premium."

Elaine J Boone, PTS Truck-Trailer-Construction Equipment Supply